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First Data Independent Sales has developed the most sophisticated
secure payment gateway in the industry and their user-friendly
online payment solutions, which can be tailored to the
specific needs and size of your business.
![*]() First Data Independent Sales's online payment
solutions support all major credit cards, including purchasing
cards and other payment methods, such as electronic checks.
![*]() Suggested products are:
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Merchants who sell face to face and swipe at least 70%
of their MasterCard and Visa transactions receive a low
discount rate and a low per-transaction fee (this is referred
to as a qualified rate).
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Due to increased risk, merchants who manually key 51%
to 100% of their MasterCard and Visa transactions also
receive a slightly higher discount rate, plus a slightly
higher per-transaction fee. Swiping the transaction permits
reading the encoded data from the magnetic stripe on the
back of the card, whereas manual key entry does not.
![*]() In addition, all keyed transactions must be
processed using the Address Verifications Service (AVS).
Each AVS inquiry incurs an additional five-cent fee. Because
purchasing cards provide customized user features, they
are billed a lower keyed discount rate, plus a lower keyed
per-transaction fee. Rates may be higher for secured merchants.
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First Data Independent Sales’s payment processing solutions
enable small restaurant owners and franchisees to offer
more payment options to their customers. Equally important,
FDIS merchants enjoy opportunities to generate
additional revenue when they offer ATM/debit card acceptance,
which customers are more likely to use at restaurants
than at other retail establishments.
![*]() Restaurants receive a low discount rate, plus
a low per-transaction fee when they process 90% to 100%
swiped MasterCard and Visa transactions.
![*]() Suggested products are:
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